DIVIDEND RATES | CERTIFICATE RATES | SIGNATURE LOAN RATES | VEHICLE RATES

DIVIDEND RATES Last Dividend Declaration Date: 12/31/2009
Account Type	Dividends			Balance Requirements			Account Limitations
	Dividend Rate Annual Percentage Yield	Dividends Compounded and Credited	Dividend Period	Minimum Opening Deposit	Minimum Balance to Avoid a Service Fee and Earn Stated APY	Balance Method	See Section 6of Deposit Account Rate Disclosure
Regular Share Savings Account	0.25 / 0.25	Quarterly	Quarterly (calendar)	$5.00	$5.00	Average Daily Balance	Account transfer limitations apply.
Rainbow Share Savings Account	0.75/0.75 1.00 / 1.01 1.25 / 1.26	Quarterly	Quarterly (calendar)	$2,000.00	$2,000.00	Average Daily Balance	Account transfer limitations apply.
Club Share Savings Account	0.50 / 0.50	Quarterly	Quarterly (calendar)	$5.00	$5.00	Average Daily Balance	Account transfer limitations apply.
IRA Share Savings Account	1.35 / 1.36 1.60 / 1.61 1.85 / 1.86	Quarterly	Quarterly (calendar)	$5.00	$5.00	Average Daily Balance	Account transfer limitations apply.
Share Checking Account	0.25 / 0.25	Monthly	Monthly(calendar)	$50.00 waived if direct deposit/payroll ded	—	Average Daily Balance	Account transfer limitations apply
Fresh Start Checking	0.25 / 0.25	Monthly	Monthly(calendar)	$50.00 waived if direct deposit/payroll ded	$10 Service charge Each month	Average Daily Balance	Account transfer limitations apply

Except as specifically described, these linked disclosures apply to all of the accounts above. All accounts shown in the Rate Schedule above are share accounts.

CERTIFICATES OF DEPOSIT RATES 07/13/2010 Rates Subject to change daily Please contact our office for Relationship Pricing rate specials
Time	Amount	Annual Percentage Rate	Annual Percentage Yield
6 Months	$1,000-min	0.70%	0.702%
1 Year	$1,000 min	0.90%	0.904%
18 Months	$1,000-min	1.00%	1.005%
2 Years	$1,000- min	1.35%	1.359%
3 Years	$1,000-min	1.75%	1.765%
5 Years	$1,000-min	2.35%	2.378%

SIGNATURE LOAN RATES

As Low As 8.75%APR

 

VEHICLE LOAN RATES

As Low As 4.99%APR (new & used)

Your rate will be calculated based on the type of loan requested, the term of the loan, collateral offered, other services you use at Chattahoochee Federal Credit Union, and your own credit history. This allows us to give each individual member a tailor-made rate. So, it really does pay you to achieve and maintain good credit! Contact Chattahoochee Federal Credit Union's friendly loan staff to discuss your credit needs. Note: Rates are subject to change without notice.